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Wednesday, 31 December 2025

College Football Playoff Picks 2025- Quarter Final (Wednesday 31st December-Thursday 1st January)

The College Football Playoff is going to change in the years ahead and there is little doubt about that.

However, we do look to have a solid eight teams left who will be vying to end the season as National Champions and the Quarter Final match ups look good.

The Playoff Picks begun with a 3-1 run in the First Round, although the last of those games should have also secured a win when the Oregon Ducks allowed a late Touchdown and a backdoor cover against the James Madison Dukes.

Hopefully that can be built upon in the Quarter Final with the four games to be played on New Year's Eve and New Year's Day.


Ohio State Buckeyes vs Miami Hurricanes: Last season was the first in the new format of the College Football Playoff and all four First Round winners were able to beat top four Seeded opponents.

That includes the Ohio State Buckeyes (12-1) crushing a Big Ten rival in Oregon, but this time it is the Buckeyes who have been sitting and waiting to see who they would face Dallas.

Most may have expected the Texas A&M Aggies to be that opponent, but they were upset at home by the Miami Hurricanes (11-2) who have already proven the Playoff Committee were correct in bringing them into the Bracket.

The win over the Aggies was not the most eye-pleasing performance, at least not from an Offensive point of view, and the Hurricanes have to be aware that they are going to need to be better all around to upset the Number 2 Seed. Miami have been set as a considerable underdog in the contest, but that win on the road has to give them belief that they are able to make this a very competitive outing.

Much of the heavy lifting is going to have to be done by the Miami Defensive unit, who just limited the Aggies to 3 points at home.

They are a team that have been very strong at the Line of Scrimmage and that has made it very difficult to run the ball against the Hurricanes, which is going to be something that the Buckeyes may struggle to do with any consistency. Ohio State have been very good at running the ball all season, but there has been a feeling that they have struggled against strong fronts and the Hurricanes are about as good an opponent as Ohio State will have faced this season.

If the Hurricanes can at least slow the rush, they will feel they can unleash a pass rush that Ohio State will have rarely seen and that can put Quarter Back Julian Sayin under pressure. He has shown he is capable of finding big throws when they are needed this season and the Buckeyes are very talented in the Receiver positions, but the Indiana Hoosiers showed the blueprint to beat them and the Miami Hurricanes can certainly play their part on this side of the ball.

A bigger question is can the Miami Hurricanes find enough Offensive output to stay with the Buckeyes? They struggled in poor conditions against the Aggies, but playing indoors will help, although the Hurricanes also have to have a lot of respect for what this Ohio State Defensive unit can put together.

The Buckeyes numbers have been really strong all season on this side of the ball.

Carson Beck has experience, but the pressure is likely going to be carried by the Quarter Back with the Buckeyes Defensive Line capable of closing down the running lanes for the underdog.

He will be well protected, which will help, and Beck will have seen what the Indiana Hoosiers were able to do against the Buckeyes Secondary.

Fernando Mendoza managed to throw 222 yards against Ohio State and the Miami Hurricanes may need something similar to keep this one close on the scoreboard.

As long as the Miami Hurricanes can play a clean game Offensively, this opening Quarter Final will be a battle of field position and that should mean the spread is a bit too high for the favourite to cover, even if they are to win and move through to the next Round.


Texas Tech Red Raiders vs Oregon Ducks Pick: Out of the four Quarter Final games to be played in the College Football Playoff, this is the one with the shortest spread and there is every reason to believe it could come down to a final possession to separate the two teams.

Last year the Oregon Ducks (12-1) were the Number 1 Seed as the unbeaten Big Ten Champions, but they were placed in the First Round in 2025 and crushed the James Madison Dukes. The final score is much closer than the game panned out, although the Ducks will feel there is still room for improvement if they are going to move into the Playoff Semi Final Round and get the better of the Big 12 Champions.

All season the Texas Tech Red Raiders (12-1) have been overlooked and that is going to give this team a lot of motivation.

The one loss was in a game where they had to play with a backup Quarter Back, but Texas Tech look ready to go, although they will note that the teams that were Seeded higher were all beaten in the Quarter Final Round last year. This is something that everyone will be keeping an eye on with some believing the lay off between games is a problem for the Seeded teams, especially as they are going up against an opponent that has played at least once in December in the First Round.

In this one the Oregon Ducks- the lower Seed- have been set as favourites, but that could be partly down to the familiarity people have with a school that has been operating at a much higher level than Texas Tech in recent years.

However, the era of the transfer portal has been exploited by Texas Tech and others to quickly change the fortune around any team and the Red Raiders have the personnel on both sides of the ball to spring the upset.

Oregon have gotten the better of the Texas Tech Red Raiders in the past, but it feels this game is going to come down to how they can perform Offensively against one of the best Defensive units in the College Football picture.

An immediate problem could be at the Line of Scrimmage with the Ducks unlikely to rip off big gains against this Red Raiders Defensive Line and that will mean Quarter Back Dante Moore needing to make plays with his arm. He will be confident in doing that, but Moore struggled in the loss to the Indiana Hoosiers in the regular season and this is a Texas Tech team that really gets after the Quarter Back when they have pushed an opponent into obvious passing situations.

You do have to expect the speed and talent in the Oregon Offensive unit to come to the fore and make some big plays, but Dante Moore will have to be very aware of the capabilities of this Secondary in taking the ball away. This is another area where the Red Raiders have to be the stronger of the two teams if they are going to pull the upset, but there is a lot of confidence in Texas Tech about the strength of the team on the Defensive side of the ball.

The Red Raiders Defensive unit are the focus in this one as people want to know how they can step up to the elite of the Big Ten level.

However, it would be foolish to ignore the Offense and what they may be able to do in this game to give the Big 12 Champions an edge.

Behren Morton has really played efficiently from the Quarter Back position and he is going to be hugely encouraged by some of the passing numbers allowed by the Oregon Secondary in recent games. Most importantly, the Red Raiders Offensive Line may feel they can at least keep Morton in third and manageable spots by having some success at the Line of Scrimmage and that will be key to ease the Ducks pass rush pressure and give the Quarter Back some time to make plays down the field.

The expectation around this game is that it is going to be really close and it would be a surprise if it is anything else.

You have to like the Oregon Ducks with the experience they have in both Coaching and playing at this time of the year, but Texas Tech Red Raiders have been having a strong season and are perhaps underestimated.

If the Defensive front can do what they have been, Texas Tech may just have enough to edge to the victory and just remind the Big Ten and SEC that they are not the only Power 4 Conferences with legitimately strong teams playing within them.


Indiana Hoosiers vs Alabama Crimson Tide Pick: If you want to know what kind of impact the transfer portal and NIL deals have had in College Football, just have a look at the spread for this Playoff Quarter Final.

The long-time contenders Alabama Crimson Tide (11-3) and 'blue blood' are not only the lower Seed, but they are significant underdogs against the Indiana Hoosiers (13-0). Take away the names and it makes a lot of sense with the unbeaten Big Ten Champions building on a strong run in 2024, but it is still jarring for older College Football fans.

You have to believe the Crimson Tide are going to be highly motivated by the spread, even if some will pretend players and Coaches do not pay attention to the Vegas oddsmakers.

They have already overcome some of the criticism by being included in the Playoff by coming back from 17-0 down to beat the Oklahoma Sooners on the road in the First Round and earn revenge for a regular season loss. However, this feels like a significantly tougher challenge for the Crimson Tide against an opponent that has beaten the Ohio State Buckeyes and Oregon Ducks this season, two teams that also make up the final eight in the Playoff Bracket.

A season-long problem for the Crimson Tide has been at the Line of Scrimmage and an inability to run the ball.

This is not expected to change in this Quarter Final with the Hoosiers Defensive Line able to clamp down on the run and that means the pressure is on Quarter Back Ty Simpson. He has been inconsistent at times this season, which is not surprising without much support on the ground and having to convert third and long spots all over the field, while Simpson has seemingly been playing through an injury over the last several weeks.

Assuming the Crimson Tide don't change the habit of a 2025 season on New Year's Day, Ty Simpson is going to be put under incredible pressure by the Indiana pass rush. The Quarter Back has perhaps not been good enough with his footwork to make up for escaping pressure around him and Simpson could have a really tough day keeping the chains moving against one of the premier Defensive units in College Football.

All of this means the Crimson Tide are going to need the Defense to step up for them, but they are expected to be given a stern examination.

Much like Indiana, Alabama's Defensive Line have to be confident that they can at least slow down the Hoosiers run game, although perhaps not to the same extent as will be expected on the other side of the ball.

Some believe Quarter Back Fernando Mendoza is potentially going to be the Number 1 Pick in the NFL Draft next April and he is expected to showcase some of his talents against a Secondary that will also be pushing onto the next level. However, the Crimson Tide have been struggling against the pass against the stronger competition faced and this is where the Hoosiers may take command of this Quarter Final and avoid having another Number 1 Seed beaten in this Round following Big Ten Champions Oregon falling twelve months ago.

Fernando Mendoza has largely avoided mistakes in the passing game as well and so there is a feeling the Indiana Hoosiers will pull ahead and then have the pass rush pin back their ears on the other side of the ball.

This could lead to a turnover or two in their favour and the Indiana Hoosiers can show why they are considered the team to beat in the Playoff with a comprehensive victory.

Stephen Daley is missing for the Hoosiers, which is a blow, but Indiana can make up for that and still move into the Semi Final later this month.


Georgia Bulldogs vs Mississippi Rebels Pick: Everyone was interested to see how the Mississippi Rebels (12-1) would react to the Lane Kiffin drama, but they were big favourites in the First Round of the Playoffs and made that count on the field. This is a much more significant test for the Rebels as they face the Georgia Bulldogs (12-1) for a second time this season, a team that went on to win the SEC Championship with a dominant win in early December.

The game in mid-October ended in an 8 point win for the Georgia Bulldogs in Athens, while a dominant Fourth Quarter saw them dominate the yardage and pull clear of the Rebels.

A lot feels like it has changed for Georgia since then- the younger players have grown and grown and crushing wins over Texas and Alabama has underlined the improvement being made. Importantly it looks like the Bulldogs have gotten stronger Defensively, which is where all SEC teams look to dominate, and they will feel they are going to be able to exert their strengths in this one.

So much of this Quarter Final is going to be decided when the Mississippi Rebels have the ball.

They should be pretty well prepared now the Kiffin drama is behind them, although there is still some uncertainty as to how the Rebels will look next season. Trinidad Chambliss has made the Quarter Back position his own, but rumours continue to swirl that he may make a move in the transfer portal with many expecting him to join his former Head Coach with the LSU Tigers.

In the first meeting with the Bulldogs, Trinidad Chambliss had 263 passing yards with a Touchdown and added two more on the ground to go along with 42 rushing yards. A similar performance will be needed if the Rebels are going to pull the upset, but the Rebels have to be aware they are going up against a much stronger looking Georgia Defensive unit in this one.

Everything begins up front with the Georgia Defensive Line absolutely clamping down on the run in recent games and they will be very keen to put the Rebels behind the chains and see if Trinidad Chambliss can beat them with his arm.

The Quarter Back is expected to have some successes, although time in the pocket may run out pretty quickly against this Georgia pass rush. Trinidad Chambliss also has to be very aware of the turnovers that the Bulldogs Secondary have been creating and none of the last four opponents have scored more than 10 points against the SEC Champions.

Improving Defensive performances have perhaps contributed to Georgia looking a bit more conservative Offensively with the idea to make sure they win the field position battle.

Gunner Stockton had 289 passing yards and 4 Touchdowns in the home win over the Rebels, but the passing numbers are way down in recent outings with the Bulldogs not asking as much from the Quarter Back.

That may be the case in this Quarter Final with the Bulldogs Offensive Line looking to establish the run and they will certainly feel they can do that in this game. The Rebels Defensive Line has been vulnerable at times throughout the season, but recent games have seen the Rebels give up a bit more on the ground and this should be music to the ears of Georgia fans.

Putting Gunner Stockton in third and manageable spots should mean he has a bit more time in the pocket to make his throws down the field, while there have been some lanes that have been exploited through the air against the Rebels in recent games. He may not have the same totals as the regular season win, but Stockton will certainly feel he can help the Bulldogs keep the chains moving.

As long as he can avoid turnovers, Gunner Stockton should lead the Georgia Bulldogs to success, even if repeat games in one season are always very different to the first. However, the Rebels showed in the First Round that some things do not change in the second dominant win over Tulane this season and they may just not have the consistency to keep up with an improving Georgia Bulldogs team looking to make amends for a relatively early exit twelve months ago.

MY PICKS: Miami Hurricanes + 9.5 Points @ 1.91 Bet365 (1 Unit)
Texas Tech Red Raiders + 2.5 Points @ 1.95 Ladbrokes (1 Unit)
Indiana Hoosiers - 6.5 Points @ 1.83 Bet Fred (1 Unit)
Georgia Bulldogs - 6 Points @ 1.86 Bet365 (1 Unit)

First Round Playoff: 3-1, + 1.67 Units (4 Units Staked, + 41.75% Yield)
Week 15: 2-2, - 0.29 Units (4 Units Staked, - 7.25% Yield)
Week 14: 5-2-1, + 2.44 Units (8 Units Staked, + 30.50% Yield)
Week 13: 3-3, - 0.35 Units (6 Units Staked, - 5.83% Yield
Week 12: 4-2, + 1.64 Units (6 Units Staked, + 27.33% Yield)
Week 11: 1-5, - 4.09 Units (6 Units Staked, - 68.17% Yield)
Week 10: 3-3, - 0.33 Units (6 Units Staked, - 5.50% Yield)
Week 9: 3-3, - 0.19 Units (6 Units Staked, - 3.17% Yield)
Week 8: 2-3, - 1.18 Units (5 Units Staked, - 23.60% Yield)
Week 7: 4-1, + 2.62 Units (5 Units Staked, + 52.40% Yield)
Week 6: 2-4, - 2.22 Units (6 Units Staked, - 37% Yield)
Week 5: 1-5, - 4.20 Units (6 Units Staked, - 70% Yield)
Week 4: 2-4, - 2.14 Units (6 Units Staked, - 35.67% Yield)
Week 3: 4-4, - 0.36 (8 Units Staked, - 4.50% Yield)
Week 1: 1-4, - 3.14 Units (5 Units Staked, - 62.80% Yield)
Week 0: 2-1, + 0.75 Units (3 Units Staked, + 25% Yield)

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