Some big decisions are going to have to be made by the Playoff Committee when it comes to putting together the bracket for the post-season and things could get very awkward for the decision-makers if we continue to see upset after upset.
The SEC does not have a single unbeaten team, but it is also a very competitive Conference which has been supplying multiple Playoff teams over the last couple of years.
However, this season there are more and more teams trending towards three losses and it would be harder to make the case for the involvement of those teams without winning a SEC Championship.
Other Conferences may not be given the same kind of respect and so we close into November with a lot of high pressured games to be played.
Michigan Wolverines @ Rutgers Scarlet Knights Pick: They lost just three games in the final three seasons under Head Coach Jim Harbaugh and that run concluded with the Michigan Wolverines (4-3) winning the National Championship as an unbeaten team in 2023.
Jim Harbaugh decided to head back into the NFL with the Los Angeles Chargers and the Michigan Wolverines are onto their second permanent Head Coach since that departure. The last two seasons have seen the Wolverines lose seven games and they have already suffered three defeats this season with all of those coming in the Big Ten where the team are 1-3.
Head Coach Kyle Whittingham will be given time, but he is well aware that his team needs an Offensive spark if they are going to try and finish this season with some momentum. The hopes of returning to the Playoffs look to have ended after that third Big Ten defeat last week against the Indiana Hoosiers, but there is still plenty for Michigan to play for and that is especially the case for Quarter Back Tommy Carr who has shown more than the opening starter Bryce Underwood.
Giving Tommy Carr the rest of the season may help in the development and have the Wolverines challenging much higher in the Big Ten in twelve months time and he is reportedly going to have the chance to play on the road for the first time.
It is the Rutgers Scarlet Knights (2-5) who will host and they also have a 1-3 record in the Big Ten, but some of the Defensive problems that have been evident all season will give Michigan plenty of encouragement.
In the four Big Ten games played, Rutgers have allowed opponents to score at least 30 points, but that number becomes at least 42 points when only focusing on the three defeats.
The question is whether the Michigan Wolverines can exploit the problems in the same way as so many of the Conference rivals have been able to do and that all begins on the Line of Scrimmage. The Scarlet Knights have been bullied on this side of the ball, but Michigan's Offensive Line have not been very productive all season, which has put additional pressure on the Quarter Back regardless of who has been standing behind Center.
Assuming Tommy Carr will be given the opportunity, he will note that this Rutgers Secondary have struggled to make plays in recent games, while the lack of a pass rush should mean there is more time to go through his reads. This should be a benefit for the Wolverines as they look to show they can play with some confidence on this side of the ball.
However, the main reason the Wolverines have been competitive in games is the Defensive unit and they will be looking to aid the Offense by finding some turnovers or dominate the field position.
As the Scarlet Knights have moved into the Conference play, the Offensive output has diminished and they cannot expect to have a lot of change from this Wolverines team. The Michigan Defensive Line will make Rutgers have to scratch and claw for every yard gained, and that can wear down teams, while the Wolverines Secondary have only allowed an average of 161 passing yards per game even during a run of games where they have finished 1-2.
It is a Secondary that have found turnovers and that does not bode well for the Rutgers passing game that will be run by a backup Quarter Back after Dylan Lonergan was ruled out.
The last time Michigan and Rutgers met one another on the football field was back in 2023 and it was the Wolverines who won easily, while the year before they blew out the Scarlet Knights on the road.
This is a big spread when you think of the Wolverines Offensive woes, but the match up is about as good as Michigan could hope for and you can expect this Defensive unit to step up and make enough plays to give the team a chance of covering.
Arizona State Sun Devils @ BYU Cougars Pick: There are some Conferences where the Playoff Committee will overlook a loss, or perhaps two, but the Big 12 has not been one of those in the last couple of years, even as the Playoff field has been expanded to twelve teams.
Last season the blowout loss to the Texas Tech Red Raiders in the Big 12 Championship Game prevented the BYU Cougars (6-1) from taking part in the Playoffs, but the team have looked capable of going one better this time around. However, the Cougars are under pressure to bounce back from a very disappointing road loss to the UCF Knights in Week 8, which came just after BYU had upset the Notre Dame Fighting Irish.
Two seasons ago the Arizona State Sun Devils (4-3) won the Big 12 Championship and played in the Quarter Final of the Playoffs where they were eventually beaten in Second Overtime. They look unlikely to repeat the feat in 2026 as the Sun Devils are already 2-2 in Big 12 play, but they did beat the Kansas State Wildcats last week and that snapped a run of consecutive defeats in the Conference where Arizona State had been struggling massively as a Defensive unit.
It is something the Cougars will be looking to exploit as they bid to bounce back from an upset loss and BYU should find plenty of balance on this side of the ball to keep the Sun Devils guessing.
The BYU Offensive Line should be able to help the home team establish the run and good things happen from there- the Sun Devils have struggled to stop the run for much of the season and that is likely going to be the same in Week 9, which will keep Bear Bachmeier in positive Down and distance from where the Quarter Back should be able to get something rolling.
Bear Bachmeier has been well protected and giving him time from third and manageable spots should mean an opening of the playbook and the Cougars should be able to keep the chains moving consistently. There are holes in the Arizona State Secondary and this is a team that have not been able to create too many turnovers in recent weeks, which should mean BYU are having another strong Offensive day.
It makes the Cougars favourites, but covering this big spread will depend on the performance of the Defensive unit who have had some mixed outings in the last couple of weeks.
Arizona State may not be able to expose any vulnerabilities as UCF managed to do with this game being on the road, but they will look to at least establish the run and give the team a chance to keep the chains moving. However, pounding the rock with the kind of consistency needed to give the team the confidence to earn the upset is perhaps going to be lacking and it will be up to Mikey Keene and the committee used at Quarter Back to try and keep the Arizona State Offensive unit on the field.
The Sun Devils will take encouragement from some of the successes that recent BYU opponents have had when it comes to throwing the ball against them, but the Offensive Line will be under a bit of pressure to make sure whoever is playing at Quarter Back is given some time in the pocket. The Cougars have not really found a fierce pass rush, but they could have more success against this Arizona State Offensive Line and that gives the home team the chance to stall drives.
Games between these teams have been competitive since both moved into the Big 12, but the Sun Devils have been beaten by 36 points by Baylor and 28 points by Texas Tech and an angry BYU team can secure a big win as well.
Florida Gators vs Georgia Bulldogs Pick: As we enter Week 9 of the 2026 season, not many would have predicted the Kentucky Wildcats would be leading the SEC with a 5-1 record.
The only other SEC team that have lost fewer than two games is the Georgia Bulldogs (6-1) and it should be noted that only two teams have been beaten three times and earned a spot in the College Football Playoff. That may change in 2026, but there is a lot of pressure on a bunch of SEC teams and the Georgia Bulldogs are hoping the Bye Week will have given them the time to recover from the shock of losing to the Auburn Tigers.
Everything looked to be going as planned early in that game in Athens, but poor decisions and sloppy play proved to be costly and the Bulldogs will have taken a serious look in the mirror.
Having to prepare for the 'World's Largest Outdoor Cocktail Party' will have given the players plenty of motivation, although the game is being played in Atlanta rather than Jacksonville this season.
The Florida Gators (5-2) are also coming out of a Bye Week after beating the Texas Longhorns on the road and that has improved the record to 3-2 within the SEC. However, as mentioned, it does mean there is little room for error if the Gators are going to upset the odds and force their way into the College Football Playoff in Head Coach Jon Sumrall's first season after the team finished 4-8 in 2025.
Prior to the upset in Austin, Florida had lost back to back SEC games in blowout fashion, but they did play the Bulldogs close last season in this rivalry game.
Despite the win, the Gators are giving nothing away when it comes to naming a starting Quarter Back having seen both Tramell Jones Jr and Aaron Philo having plenty of opportunities to lead the team before the Bye Week.
No matter who is going to start, they will hope the Bye Week has given the Florida Offensive Line a chance to work out how they can help establish the run with more consistency than they have been in recent weeks. Running the ball against any SEC Defensive Line is hugely challenging, but the Gators went into the Bye having averaged less than 3 yards per carry as the competition has ramped up and they are not expected to have a lot of room against the Georgie Defensive Line.
Of course an inability to run the ball with any consistency places the Quarter Back under immense pressure and the Gators Offensive Line have not been very good when it comes to offering up solid pass protection. When they are in third and long sports, the Georgia pass rush could have Jones Jr or Philo rushing to make their throws and it will be hard to convert Third Downs over and over again.
Stalling drives and winning the field position will help the Georgia Bulldogs, but the two weeks between games would have been important to get Gunner Stockton to reset at Quarter Back.
Gunner Stockton had two Touchdown passes in the loss to the Auburn Tigers, but he was guilty of throwing a couple of Interceptions and losing a Fumble and that followed an outing against the Alabama Crimson Tide when the Quarter Back had both a single Touchdown and Interception.
He should be supported by the Bulldogs Offensive Line who are expected to be able to run the ball with some efficiency and that should make life that much more comfortable for Gunner Stockton.
The Bulldogs Offensive Line have offered up decent protection for the Quarter Back and Gunner Stockton should be able to exploit the Florida Secondary as Lanoris Sellers and Austin Simmons have done in the SEC this season. Those two Quarter Backs combined for 620 passing yards with six Touchdown passes and no Interceptions when helping Missouri and South Carolina to big wins over the Gators and Gunner Stockton can show how much the Bye Week has been able to allow him to reset by having a strong game.
Rivalry games are usually very competitive and Georgia did only win by 4 points when facing Florida last season.
However, the previous four games all ended in Bulldogs wins by 22, 23, 14 and 13 point margins and Georgia can make a statement by winning and winning well enough to cover.
Virginia Cavaliers @ Wake Forest Demon Deacons Pick: If they had won the ACC Championship Game, the Virginia Cavaliers (4-4) may have had a serious case of earning a spot in the College Football Playoff. The defeat to the Duke Blue Devils meant finishing with a 10-3 record and that allowed the Miami Hurricanes to move past both Duke and the Cavaliers to earn the place in the College Football Playoff Bracket.
It would have been hard to make a case for Virginia after losing the Championship Game, but there will be plenty of people associated with the team who will blame the Wake Forest Demon Deacons (6-1).
The Cavaliers were Ranked in the top 15 when they faced the Demon Deacons, but the upset loss knocked them back and Virginia were not able to recover.
We have yet to see the College Football Playoff Rankings, but this year the Virginia Cavaliers are 2-3 within the Conference and unlikely to be concerned about those, although motivation for revenge will be high. That only increases when noting that the Wake Forest Demon Deacons have begun with a 4-1 record in the Conference and are only behind the Miami Hurricanes and Louisville Cardinals in the current standings.
A 9-4 record in the 2025 in Head Coach Jake Dickert's first season is impressive, although the Demon Deacons were just 4-4 in the ACC. They have already matched that number of Conference wins, but Wake Forest want more and the four game winning run will have given the players a lot of belief.
Coming out of the Bye Week should mean Wake Forest are well prepared, and they will note that this Cavaliers team are still playing hard and they are still confident enough to believe they can produce back to back winning seasons under Head Coach Tony Elliot.
Moving back above 0.500 will depend on whether the Cavaliers can find a way to slow down a Wake Forest Offensive unit that entered the Bye Week with some strong numbers on the board. Quarter Back Gio Lopez has really found his groove and is 53 yards away from already having 2000 passing yards, while Lopez has 17 Touchdown passes and a single Interception on the season.
The Demon Deacons will lean on the Offensive Line, who can help establish the run, and putting Gio Lopez in third and manageable spots will be a big win for Wake Forest. As the competition has ramped up within the Conference, the Cavaliers Secondary have allowed some big passing yards and Lopez should be able to return from the Bye Week and pick up from where he and the Demon Deacons left off.
It is no surprise that most will focus on the Offensive numbers being produced by Wake Forest, but the Defensive unit has to be given a lot of credit for the current position that this team find themselves in. The Demon Deacons have allowed just 24 points across the last three Conference games played and the success has begun at the Line of Scrimmage where they have been able to shut down the run and force opponents to become one-dimensional.
Virginia will not shy away from pounding the rock, but they have been inefficient with the team averaging 4 yards per carry in recent games and they are not expected to have a lot of success against this Defensive Line in front of them.
Beau Pribula is the Quarter Back and he is experienced, but some have suggested the Cavaliers should be thinking to make a change with the poor passing numbers being produced. The experience means Pribula has avoided big mistakes, but he is averaging 138 passing yards per game in the last three played and it is going to be tough to make plays from third and long spots like he may see in Week 9.
If the Demon Deacons can push Virginia behind the chains, they will feel the pass rush can force Beau Pribula to throw under pressure and that should lead to errant passes and potential mistakes, which gives Wake Forest the advantage.
The last two seasons has seen both teams beat the other in tight, competitive games, but the Wake Forest Demon Deacons had won five in a row in this rivalry prior to 2024. Some of those wins had been by wide margins and the 2026 Demon Deacons look capable of both sides of the ball to return from the Bye Week and produce a dominant win.
Utah Utes @ Cincinnati Bearcats Pick: They have just knocked off the defending Big 12 Champions and the Cincinnati Bearcats (5-2) have been able to improve to 2-2 within the Conference, but another big test awaits. Hosting is a big boost for Cincinnati having won both Big 12 games played at Nippert Stadium, but being blown out on the road twice, and the Bearcats will have taken a lot of confidence by taking the unbeaten record away from the Texas Tech Red Raiders.
Only one unbeaten team remains in the Big 12 and that is the visitor in Week 9.
The Utah Utes (7-0) have a perfect 4-0 record in the Conference and this record is more remarkable when you think they are being led by someone other than Kyle Whittingham for the first time since 2004. Morgan Scalley is the Head Coach and he may not have been given this opportunity if it had come up a couple of years ago after historic texts had been released, but he took over for the Bowl Game last year and that does mean Utah are unbeaten in eight games under a Head Coach that has spent his entire career with the Utes both as player and Coach.
Eighteen of the twenty-one years under Kyle Whittingham ended with a winning record and the Utes finished 11-2 in 2025, but some expected them to take a step backwards without a long-term leader.
Instead the Utes have benefited from having a number of players return from last season and Quarter Back Devon Dampier is very experienced.
A third year full time starter, Devon Dampier has 15 Touchdown passes and 6 Interceptions this season and has benefited from the balance that the Utah Utes have found on the Offensive side of the ball. Everything has begun at the Line of Scrimmage where the Utes have been able to pound the rock with real success and make sure that Dampier is throwing from third and manageable spots and Utah are going to be confident in establishing the run against the Cincinnati Defensive Line.
Respect has to be given to the Bearcats Secondary for playing better at home than they have on the road, but over the last three Conference games, Cincinnati have allowed Quarter Backs to have their way with them.
They will take encouragement from the fact Devon Dampier has thrown five of the six Interceptions in the last three games and the Cincinnati Bearcats may feel that is going to be the best way to slow down the Utah Utes. However, the Utes will want to make sure the Quarter Back is in the best position possible and that means avoiding third and long spots, which is where the Offensive Line can set up the Big 12 leaders to have successes.
Fans will be expecting Utah to have Offensive successes and will note that Cincinnati have given up at least 24 points in all four Big 12 games played this season.
However, the Bearcats should take a huge amount of confidence from the 37 points scored against the Red Raiders in Week 8 and the key to this game is going to be at the Line of Scrimmage when they have the ball.
The Cincinnati Offensive Line have paved the way for some big holes to be exploited, but they are facing a Utah Defensive Line that has prided itself in being able to stop the run.
Encouragement will come from the fact the Utah Defensive Line have not been as comfortable stopping the run on the road as they have been at home and that is where the Bearcats will feel they can have successes. It is important to do so and keep JC French IV in front of the chains, despite the 4 Touchdown passes he threw last week against the Red Raiders.
A couple of Interceptions were added to those Touchdown passes and the Utes have a Secondary that have made up for some of the passing yards allowed by making sure they have been able to create turnovers.
Those extra possessions are likely going to be all important to the final outcome of this Week 9 Big 12 game and it is expected to be one in which both teams play with confidence and belief.
Knocking off the Bearcats on the road is not going to be easy, but the Utah Utes may feel they have the Defensive unit that can make the difference at key moments and that may allow them to escape with an unbeaten record against a Cincinnati Bearcats team who have to try and maintain the intensity that was needed to beat the defending Conference Champions last week.
MY PICKS: Michigan Wolverines - 16.5 Points @ 1.89 Bet365 (1 Unit)
BYU Cougars - 16.5 Points @ 1.88 Bet365 (1 Unit)
Georgia Bulldogs - 11.5 Points @ 1.87 Bet365 (1 Unit)
Wake Forest Demon Deacons - 12.5 Points @ 1.85 William Hill (1 Unit)
Utah Utes - 7 Points @ 1.83 Bet365 (1 Unit)
NC State Wolfpack - 8.5 Points @ 1.87 Bet365 (1 Unit)
Illinois Fighting Illini - 2.5 Points @ 1.85 William Hill (1 Unit)
Louisville Cardinals - 22.5 Points @ 1.86 Bet365 (1 Unit)
Nebraska Cornhuskers - 7.5 Points @ 1.88 Bet365 (1 Unit)
Week 8: 2-3, - 1.20 Units (5 Units Staked, - 24% Yield)
Week 7: 3-3, - 0.63 Units (6 Units Staked, - 10.5% Yield)
Week 6: 2-4, - 2.16 Units (6 Units Staked, - 36% Yield)
Week 5: 3-3, - 0.14 Units (6 Units Staked, - 2.33% Yield)
Week 4: 4-3, + 0.49 Units (7 Units Staked, + 7% Yield)
Week 3: 1-4, - 3.17 Units (5 Units Staked, - 63.40% Yield)
Week 2: 2-3, - 1.28 Units (5 Units Staked, - 25.60% Yield)
Week 0: 0-3, - 3 Units (3 Units Staked, - 100% Yield)
